0% on balance transfers for 12 months from the date your account is opened (3% handling fee). Typical rate 16.9% APR† (variable).
0% on card purchases for 3 months## from the date your account is opened.
*destinations miles is the currency used in bmi's frequent flyer programme, Diamond Club.
**This offer is only available once per customer, if you have received a welcome bonus for any bmi credit card previously you will not receive a second welcome bonus miles award.
Offer available to UK applicants. Your Diamond Club account will be opened automatically when your credit card account is opened. For flight redemption, any taxes, fees and charges must be paid for in pounds sterling at the time of booking. These will vary according to the qualifying destination, and are subject to change as a result of fluctuations in taxes, airport levies and exchange rates. **A minimum of £250 in total must be spent on card purchases within 90 days of the account being opened in order to qualify for the welcome bonus of destinations miles. 20,000 or 24,000 destinations miles will be credited to the Diamond Club account up to 56 days after the £250 qualifying spend is made. Offer available to new customers. Customers with previous welcome offer are not eligible for an additional 20,000 or 24,000 destinations miles.
***The 4,000 status miles credit for existing Diamond Club members may take up to 35 days following account approval. The 4,000 status miles will be applied to your Diamond Club account on an annual basis once the annual fee for the bmi plus credit card has been paid. This benefit is only applicable to the bmi plus credit card.
#Where business class cabin available.
##If you do not pay your balance in full we will use your payments to reduce lower rate balances before higher rate balances. If promotional rate balances are the same we will repay them in the following order: first, the one with the earliest expiry date; if the expiry dates are the same then the one which started first; if the expiry dates, and start dates are the same then the one with the lowest standard rate.
Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions.
◊You will be sent two bmi lounge passes each year after the annual fee has been debited to your account. Each lounge pass is valid for two people. The lounge passes can only be used once and are valid for one year. The participating bmi lounges are: Belfast, Dublin, Edinburgh, Glasgow, London Heathrow Terminal 1 and Manchester Terminal 3.
†As we treat each customer and each application on an individual basis, the APR and the interest rate we offer are determined by the details you supply, along with an independent verification of credit and repayment history. Your personal APR will be 16.9% APR (variable), 20.9% APR (variable) or 24.9% APR (variable). Over two thirds of our customers will get our typical rate of 16.9% APR (variable).
††As we treat each customer and each application on an individual basis, the APR and the interest rate we offer are determined by the details you supply, along with an independent verification of credit and repayment history. Your personal APR will be 31.0% APR (variable), 35.6% APR (variable) or 40.1% APR (variable). Over two thirds of our customers will get our typical rate of 31.0% APR (variable).
The bmi Credit Card is issued by MBNA Europe Bank Limited, Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England number 2783251. Credit is available, subject to status, only to UK residents aged 18 or over. You cannot transfer balances from another MBNA account. We will monitor or record some phone calls.
MBNA's consumer credit activities are licensed by the Office of Fair Trading (OFT) and our general insurance activities are authorised and regulated by the Financial Services Authority (FSA).
MB-SP-C-11.05