Diamond Club
bmi Credit Card

bmi American Express® Credit Cards from MBNA

The award winning† bmi American Express® Credit Card from MBNA won the Best Card Benefits Programme at the recent Card Awards for it's simplicity and generosity.

With our credit cards you will become an automatic member of Diamond Club, the bmi frequent flyer programme and the most generous programme in the UK.

We have two great credit cards for you to choose from, both offering you the ability to earn destinations miles through your everyday spending.   As a bmi Credit Card holder you will receive all the existing Diamond Club advantages and the following great benefits:

Your benefits explained

 bmi American Express® Credit Card from MBNAbmi plus American Express® Credit Card from MBNA
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Welcome bonus

20,000 destinations miles** when you spend £250 within 90 days.

Enough for 2 return flights in zone 1 - Cologne, Amsterdam, Dublin and more

24,000 destinations miles** when you spend £250 within 90 days.

Enough for 2 return flights in zone 2 - Moscow and Greece.

 3,000 status miles will be added to your Diamond Club account annually

Miles earned per £1 spend 1.5 destinations miles* 2 destinations miles*
Double miles at flybmi.com 3 destinations miles 4 destinations miles
Promotional rates 0% p.a. on balance transfers for 12 months from the date your account is opened (3% handling fee)

0% p.a. on card purchases for 3 months from the date your account is opened
Typical rate 15.9% APR(variable) 17.9% p.a. (variable) that's a typical rate of 27.1% APR (variable) which included an annual fee. See the summary box for full details.

† bmi winner of the Best Card Benefits Programme of the Year at The Card Awards 2009

*destinations miles is the currency used in bmi's frequent flyer programme, Diamond Club.

**This offer is only available once per customer, if you have received a welcome bonus for any bmi credit card previously you will not receive a second welcome bonus miles award.

Offer available to UK applicants. Your Diamond Club account will be opened automatically when your credit card account is opened. For flight redemption, any taxes, fees and charges must be paid for in pounds sterling at the time of booking. These will vary according to the qualifying destination, and are subject to change as a result of fluctuations in taxes, airport levies and exchange rates. A minimum of £250 in total must be spent on card purchases within 90 days of the account being opened in order to qualify for the welcome bonus of destinations miles. 20,000 destinations miles will be credited to the Diamond Club account up to 56 days after the £250 qualifying spend is made. Offer available to new customers. Customers with previous welcome offer are not eligible for an additional 20,000 destinations miles.

The 3,000 status miles credit for existing Diamond Club members may take up to 35 days following account approval. The 3,000 status miles will be applied to your Diamond Club account on an annual basis once the annual fee for the bmi plus credit card has been paid. This benefit is only applicable to the bmi plus credit card.

††If you do not pay your balance in full we will use your payments to reduce lower rate balances before higher rate balances. If promotional rate balances are the same we will repay them in the following order: first, the one with the earliest expiry date; if the expiry dates are the same then the one which started first; if the expiry dates, and start dates are the same then the one with the lowest standard rate.

The bmi Credit Card is issued by MBNA Europe Bank Limited, Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England number 2783251. Credit is available, subject to status, only to UK residents aged 18 or over. You cannot transfer balances from another MBNA account. We will monitor or record some phone calls.

MBNA's consumer credit activities are licensed by the Office of Fair Trading (OFT) and our general insurance activities are authorised and regulated by the Financial Services Authority (FSA).

MB-SP-C-11.05

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